Repair cost guide

Paint Scratch and Chip Repair Cost

Not all scratches are equal. A clear-coat scuff that catches no fingernail is a $100 buff job; a scratch through to bare metal needs real paint work. The depth of the scratch decides the repair — and the price.

Quick answer: Clear-coat scuffs: $79–$150. Scratches through color: $150–$400 for spot repair. Deep scratches or full-panel damage: $400–$900+ for a proper respray.

Typical paint scratch repair costs

DamageTypical rangeMethod
Clear-coat scuff (no depth)$79–$150Machine polish / touch-up
Scratch through color, small area$150–$400Spot repair + blend
Deep scratch to primer/metal$400–$900+Full panel respray
Multiple panels / keyed car$1,000–$3,000+Per-panel respray adds up

What affects the price

  • Scratch depth. The fingernail test: if your nail doesn't catch, it's in the clear coat and buffs out. If it catches, you're into color or primer and need paint work.
  • Paint type. Solid colors are straightforward. Metallics, pearls, and tri-coats (three-stage) need blending into adjacent panels to match — tri-coats can nearly double refinish cost.
  • Spot repair vs. full panel. Spot repairs are cheaper but have limits; on dark colors and large areas, a full panel respray looks better and lasts longer. A good shop tells you which your damage needs.
  • Location. Scratches on edges, bumpers (plastic), and highly visible panels cost more to make invisible.
  • Rust. A chip down to bare metal that's started rusting needs the rust treated first. Skip it and the repair bubbles within a year.

The honest truth about touch-up pens

A $15 touch-up pen is fine for hiding a small chip from ten feet away. It is not a repair — it won't level, it won't match metallics, and up close it looks like what it is. For a lease return or a car you care about, pay for the real fix.

Related cost guides

Frequently asked questions

Can a scratch be buffed out?

If it's only in the clear coat — yes, machine polishing removes it for $79–$150. If your fingernail catches in it, no amount of buffing fixes it; that's paint work.

How much does it cost to fix a keyed car?

It depends on how many panels are scratched, but budget $400–$900+ per panel for proper resprays. A car keyed down both sides is easily a $2,000–3,000 job.

Will spot paint repair match my car's color?

On solid colors, usually very well. On metallics and pearls, blending into neighboring panels is what makes it disappear — which is why the honest quote includes blend time.

Should I claim paint scratches on insurance?

For a single $300 scratch with a $790 deductible, no. For a fully keyed car at $2,500+, a comprehensive claim can make sense — weigh it against your premium.

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